Blog Posts

What money topics are the most taboo to talk about?

Earnings, debt, inheritance, or net worth?

For most of us, many financial topics are simply off-limits.¹

That means that many of us are not discussing money as much as we probably should be.¹

Without those talks, myths about money and financial conversations can get a much stronger grip on our perspective and our financial decisions. That silence may end up stunting our financial literacy.¹

If you’re like many investors, the thought of paying capital gains taxes on your successful investments might feel overwhelming. But what if there was a strategy to potentially reduce some of those taxes?

It’s called tax loss harvesting, and while the term might sound complicated, it's actually a fairly simple concept that could save you money.

Let’s break it down.

What’s the first thing you think of when it comes to money?

Are your thoughts more positive or negative?

Whatever’s natural to you can speak to your money mindset.¹

And that money mindset can shape your financial views and habits. It can also reveal more about your values and beliefs, not just about finance but about life in general.¹

With that, understanding your money mindset can start to highlight where it may be weaker — and what you may be able to do to improve it and leverage it better.

Birthday celebrations at 50 and each year after can be meaningful opportunities to reflect and feel grateful for life’s journey. Some also mark important milestones in retirement planning and your financial life.

Here’s a look at why, with a focus on each milestone birthday after 50 and the role it can play in your overall financial wellness.

Age 50: Catch-Up Contributions

When you turn 50, you can start to make "catch-up" contributions to your 401(k)s, 403(b)s, IRAs, and other retirement accounts.

4 Pervasive Myths About Inflation

Inflation can feel inescapable these days.

For most of us, it also feels like inflation is higher and more persistent than it actually is.¹

That could be because we’re seeing higher prices practically everywhere.¹

Despite our experience, though, that misperception can actually harm us. It can also be bad for inflation in general.¹

Can you relate to any of the following?

• “I should have bought that stock before the company went public!”
• “What a shame — I wish I had invested in that new tech before it went mainstream!”
• What’s the next “unicorn” that will make a fortune?”

It’s common to feel this way. Many of us experience “fear of missing out” — or FOMO — in our financial lives.¹

As a long-term investor, you’re always thinking about what factors drive your investment returns. Unfortunately, many investors focus on things that cause short-term changes and actually have no impact on long-term market returns. It’s not their fault – these myths are so commonly believed that many so-called “savvy investors” would preach to you of their importance.

To help you make informed investment decisions, let’s look at three investment factors that, contrary to popular belief, don’t drive long-term investment returns.