Longevity in Retirement & What You Should Know

by Joel Dansby* on Jun 3, 2024

How many years will your retirement last?

What are the chances you’ll live past 90?

Most of us answer those questions wrong because we don’t have strong longevity literacy.1

That means that about 81% of us1 aren’t working with a viable understanding of our own life expectancy.

Let’s explore how understanding longevity could create a positive impact in your retirement planning.

Read More

Inflation relief

by Joel Dansby* on May 28, 2024

After months of simmering inflation reports, it looks like inflation finally eased slightly in April. Are prices stabilizing? Can we breathe a sigh of relief? Let's dig a little deeper.
Read More

Mastering Stormy Waters: Smart Strategies for Healthcare Costs in Retirement

by Joel Dansby* on May 20, 2024

With healthcare costs often resembling an unpredictable market, and long-term care expenses looming, the post-work years require careful financial planning. This blog post advocates for partnering with a financial professional to navigate these challenges, offering tailored guidance on Medicare, long-term care funding, and retirement law changes. By preparing strategically, retirees can confidently set sail into their golden years, free from the turbulence of unforeseen financial burdens.
Read More

Top 4 Social Media Money Scams & How to Spot Them

by Joel Dansby* on May 1, 2024

Believe it or not social media scams have been picking more pockets than any other scam today––including phone call and text fraud.1

There have been more than $2.7 billion in losses to social media scams between January 2021 and June 2023.2

And whether or not you’ve seen these cons in action, they don’t look the same today as they did even a year ago.2

They’re becoming more personalized and harder to detect from real opportunities.1

Read More

5 Signs You’re Headed for a “Cushy” Retirement

by Joel Dansby* on Apr 18, 2024

How much do you need to retire wealthy? Believe it or not, there’s no set number for anyone. Lifestyle and the quality of your retirement plan are certainly two big factors. But when considering the economy and inflation, a definitive picture of our financial future can feel somewhat elusive. So, to shed a little light (and provide a little guidance), here are a few telltale signs you might be set up for a “comfortable” post-work lifestyle.
Read More

4 Financial Mistakes to Avoid this Spring

by Joel Dansby* on Apr 2, 2024

Spring isn’t just about budding plants, changing the clocks, or paying your tax bill.

It can be the perfect time to refresh financial tasks and dust off your long-term goals.

As we begin a new season of financial “spring cleaning,” here are 4 (commonly made) mistakes you can prevent this year:

Mistake #1: Budgeting for 2023––Not 2024

A great first step to revitalizing your budget is a moment of reflection on this year’s goals.

Think vacations, purchases, new subscriptions––has your vision changed since 2023?

Read More

How to Overcome 3 Unconscious Biases That Can Keep Your Financial Goals Out of Reach

by Joel Dansby* on Feb 9, 2024

In a perfect world, every money decision we make would be totally rational.

We’d consider all of the facts. Then, we’d balance them with the risks to make the most logical choice available.1

That sounds simple.

Yet it doesn’t happen as much as it should in the real world.1, 2

That’s because many of us aren’t relying on logic and the facts to make financial decisions—and we probably don’t even realize it.2

Instead, we could be letting some tricky biases get in our way.2

Read More

Investors & the Markets: What to Watch Out for in an Election Year

by Joel Dansby* on Feb 2, 2024

Smart investing doesn’t happen in a vacuum.

Current events matter, and this year, the 2024 Presidential Elections are taking center stage.

That’s rattling a lot of us, causing more election stress than ever before.1

It’s also raising a lot of questions about investing in election years, how to respond to market uncertainty, and what money moves truly make sense.

Here’s a handful of key factors to keep in mind when you’re investing in an election year.

Read More