Common Investor Biases and How They Can Impact Your Finances
by Joel Dansby* on Feb 27, 2021
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by Joel Dansby* on Feb 27, 2021
by Joel Dansby* on Feb 23, 2021
If you have a child graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new employer. In some cases, that employer will also offer matching contribution funds up to a certain percentage. While it sounds like a no-brainer to take advantage of these benefits early,many younger employees do not participate in their employer's 401(k) plan.
by Joel Dansby* on Feb 20, 2021
If you and your spouse are making plans to retire, you’re probably wondering whether it’s a good idea to retire at the same time. Many couples go through the same thought process and, in fact, one in four couples quit their jobs within a year of each other. But retirement is a decision that should be carefully thought out. Here are some things to consider when deciding whether to retire at the same time as your spouse.
Healthcare Costs
by Joel Dansby* on Feb 13, 2021
The primary reason most people own life insurance is to ensure that their loved ones will have the means to replace lost income and pay for their financial obligations in the event of their premature death. In fact, life insurance is a critical financial tool in any circumstance in which the premature death of an individual could result in a financial hardship on another.
by Joel Dansby* on Feb 9, 2021
by Joel Dansby* on Feb 6, 2021
by Joel Dansby* on Feb 2, 2021
by Joel Dansby* on Jan 30, 2021
by Joel Dansby* on Jan 26, 2021
The year 2020 was unprecedented for so many reasons—all because of the COVID-19 pandemic. Many suffered from job losses, had to juggle childcare while working from home, and tried to keep their small businesses open with few resources. Thankfully, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) established a business loan program to help keep businesses across the country afloat during tough economic times.
by Joel Dansby* on Jan 19, 2021