Understanding Exchange-Traded Funds

by Joel Dansby* on Mar 9, 2021

Thinking about where to invest your money can be overwhelming and confusing, especially for those who are unfamiliar with all options for investing. If you’d like to take advantage of the ease of stock trading with the diversification of mutual funds, exchange-traded funds (ETFs) can potentially give you the best of both worlds. Here are some key things to know about ETFs before investing. 

ETF Basics

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How to Finance Your Dream Car

by Joel Dansby* on Mar 2, 2021

Car ownership is necessary for many of us to get around, especially for those who live far from public transportation. While you may choose to drive something practical for your everyday commute, errands and travel, you probably have dreams of driving a car that’s fun, sporty and luxurious. Owning an expensive luxury or exotic vehicle may seem out of reach, but there are financial options available to make your dream a reality. Here are some ways you can finance and save for that luxury vehicle.  

Set Your Sights on a Car 

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Explaining the Benefits of a 401(k) to Young Adults Entering the Workforce

by Joel Dansby* on Feb 23, 2021

If you have a child graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new employer. In some cases, that employer will also offer matching contribution funds up to a certain percentage. While it sounds like a no-brainer to take advantage of these benefits early,many younger employees do not participate in their employer's 401(k) plan. 

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Should You Retire at the Same Time As Your Spouse?

by Joel Dansby* on Feb 20, 2021

If you and your spouse are making plans to retire, you’re probably wondering whether it’s a good idea to retire at the same time. Many couples go through the same thought process and, in fact, one in four couples quit their jobs within a year of each other. But retirement is a decision that should be carefully thought out. Here are some things to consider when deciding whether to retire at the same time as your spouse.

Healthcare Costs

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Should I Own Life Insurance On Others?

by Joel Dansby* on Feb 13, 2021

The primary reason most people own life insurance is to ensure that their loved ones will have the means to replace lost income and pay for their financial obligations in the event of their premature death.  In fact, life insurance is a critical financial tool in any circumstance in which the premature death of an individual could result in a financial hardship on another.

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Life Insurance - What is Whole Life Really Anyway?

by Joel Dansby* on Feb 6, 2021

Although whole life insurance, in its present form, has been around for over a century, it remains somewhat of an enigma for people who want to buy permanent protection, especially as new forms of life insurance have sprung up around it over the last several decades.
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The Infidelity of Financial Affairs

by Joel Dansby* on Feb 2, 2021

For time immemorial we have known that men are bigger cheaters than women. It seems that men, by their very nature, are more inclined to hide their infidelities and risk their relationships. Now we learn that women can be bigger cheaters than men, but with financial affairs, not romantic affairs.
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